Loan Services

Personal Loans

We offer many types of loans to meet our customers financial needs. Our loan officers are willing to talk with you about the many types of loans that we have available. Personal loans include:

  • Auto & Recreational Vehicle Loans

    • New and Pre-Owned Recreational Vehicle Loans
    • New and Pre-Owned Car Loans
    • New and Pre-Owned Watercraft Loans
    • New and Pre-Owned Aircraft Loans
  • Home Equity Loans

    A home equity loan allows you to use the equity of your home as a line of credit. The interest you pay on a home equity loan may be tax-deductible (consult your tax advisor to find out if you qualify for this deduction). With a home equity loan you decide when to use the money and how to spend it.

  • Mortgage Loans

    The Commercial Bank offers a variety of mortgage programs with competitive rates and terms. For more information about mortgage loans click here or return to home page and click mortgage loans.

  • Overdraft Line of Credit

    An overdraft line of credit is a personal line of credit that is attached to your checking account. Funds are advanced in $100.00 increments up to the available credit limit to cover any overdraft.

  • Additional Services

    • Smart Reserve/Overdraft Protection
    • MasterCard/Visa
    • Free 24 Hour Phone Banking
    • Free Mobile Banking
    • Free Internet Banking w/Free Bill Pay
    • Free E-Statements on all Checking Accounts

    (3rd Party Fees for Internet may apply)

Business Loans

In today’s market you need a bank that can respond quickly to an ever changing financial climate. Our experienced loan professionals can respond to your specific needs in an efficient and expedient manner. Our many commercial loan services include:

  • Lines of Credit
  • Letters of Credit
  • Fixed Asset Financing
  • Business Real Estate