Checking Accounts

  • E Checking

    Minimum to Open: $50.00

    Features:

    • No Minimum Daily Balance
    • Unlimited Transactions
    • On-Line Statement Required
  • Secure Checking

    Minimum to Open: $50.00

    Additional Fees:

    Feature Fee
    Monthly Maintenance Fee $2.95

    Features:

    • No Minimum Daily Balance
    • Unlimited Transactions
    • IDProtect® - Identity Theft Monitoring and Resolution Service1 features:

      • 3-in-1 Credit File Monitoring2*

      • 3-in-1 Credit Reports*

      • Credit Score3*

      • Identity Monitoring*

      • Full Managed Identity Theft Resolution Services

      • And More

    • Cell Phone Protection4 – Receive up to $300 of replacement or repair costs if you cell phone is stolen or damaged (Cellular phone bill must be paid using eligible account):

    • * Registration/Activation Required 

      1 IDProtect is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. The service is not available to a “signer” on the account who is not an account owner, or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.  Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.

      2 Credit file monitoring may take several days to begin following activation. 

      3 Credit Score is a VantageScore 3.0 based on Equifax single bureau data. Third parties may use a different type of credit score to assess your creditworthiness.

      4 Special Program Notes:  The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described.  Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions.  Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance.    

      Insurance Products are not insured by the FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the Bank or any Bank affiliate. 

  • Personal Checking

    Minimum to Open: $150.00

    Minimum Daily Balance: $150.00

    Or:

      Fee
    Monthly Maintenance Fee $5.00
    Per Debit Fee for all debits listed on Statement $0.35
  • Interest Checking

    Minimum to Open: $1,000.00

    Minimum Daily Balance to Earn Interest: $1,000.00

    Additional Fees and Features:

    Or:

      Fee
    Monthly Maintenance Fee $5.00
    Per Debit Fee for all debits listed on Statement $0.35
  • TCB Advantage 50 (Customers Ages 50 & Over)

    Minimum to Open: $750.00

    Minimum Daily Balance to Earn Interest: $750.00

    Additional Fees:

    Or:

      Fee
    Monthly Maintenance Fee $6.00
    Per Debit Fee for all debits listed on Statement $0.35

    Features:

    • Free Checks
    • Free Money Orders
    • Free Notary Service
  • Additional Services

    • Smart Reserve/Overdraft Protection (Credit Approval)
    • MasterCard/Visa (Credit Approval)
    • Free 24 Hour Phone Banking
    • Free Mobile Banking
    • Free Internet Banking w/Free Bill Pay
    • Free E-Statements on all Checking Accounts (3rd Party Fees for Internet may apply)

If you have any questions, visit any of The Commercial Bank locations or call 864-369-7326.